The CoShelters blogMoney & budgeting
The ₹15,000 month: a realistic budget for students in a PG
Budgets vary hugely by city, but a simple structure helps everyone. Here's a template — adjust the numbers to your city and lifestyle. Fixed firstRent (with or without meals), electricity if metered, mobile recharge and...
CoShelters Editorial12 Nov 2026 · 1 min read
Budgets vary hugely by city, but a simple structure helps everyone. Here's a template — adjust the numbers to your city and lifestyle.
Fixed first
Rent (with or without meals), electricity if metered, mobile recharge and transport pass. Pay these on day one of the month.
Then essentials
Toiletries, laundry if not included, stationery, a small buffer for medicines.
Then fun — guilt-free
Decide a weekly "fun" amount and stick to it. Cash envelopes or a separate UPI account help.
Track for 30 days
Write down every spend for one month. You'll find at least one leak — usually food delivery.
Have a question about this?
Ask residents and operators in the community forum.
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